MORTGAGE DELINQUENCY/FORECLOSURE PREVENTION SERVICES

Housing Partnership, Inc housing counselors provides Mortgage Delinquency Default Counseling. The counselors are trained and prepared to address all homeownership counseling topics with mortgage delinquency default resolution clients as requested.  All HPI mortgage delinquency default resolution clients will receive information concerning issues arising during and affecting the period of ownership of a home including financial, refinancing, default, foreclosure, and other financial decisions. All HPI mortgage delinquency default resolution clients will also receive information about the sale or other disposition of their home. These topics are always considered relevant to mortgage delinquency default resolution clients.

The Housing Counselor will make an assessment to determine which of the other homeownership counseling topics are relevant to the client’s individual needs and circumstances.  The housing counselor/agency need not address topics that the housing counselor determines are not relevant to the client’s individual needs and circumstances, unless the client has requested information on the topic.

Additionally, the decision to purchase a home and the selection and purchase of a home is not relevant to HPI mortgage delinquency default resolution clients. However, clients may request information on purchasing a different or more affordable home will help to resolve a mortgage delinquency or avoid foreclosure.